*ExamOne requires prior written consent from insurance applicants, which appears in the HIPAA compliant authorization that is part of the insurance application. The authorization must be signed and dated prior to accessing the information.
As an underwriter, wouldn’t it be great if you could gather deeper insights into your applicant’s potential mortality risk by obtaining a more complete medical profile? Once your applicant completes the required authorization and consent forms, ScriptCheck helps you develop a more in-depth review of your applicants’ prescription history.
We work with some of the largest pharmacy benefits management (PBM) companies in the country and have developed exclusive relationships that help capture a more comprehensive review of your applicant’s prescription drug history.
Through our PBM relationships, we go directly to the source and collect the pharmacy claims regardless of where they fill their prescriptions. By using this strategy, you receive information on the drugs you care about for underwriting. It identifies mail order maintenance as well as specialty drugs, in addition to any retail prescription purchases. This data approach provides you with the most complete and accurate picture of your applicant’s prescription claims history.
As a leader in the insurance industry, we are committed to helping our clients obtain the best and most accurate data.