Capturing detailed medical history on your applicants.
Whether you are screening for undisclosed conditions or simply requiring additional detail on prior medical events, medical records can provide information critical to the underwriting process.
We now provide medical claims data. Through medical claims data, you receive real-time results that show insurance claims made for specific medical procedures and visits. The insights in this new report include both Correct Procedural Terminology (CPT) and Healthcare Common Procedure Coding System (HCPCS) codes.
We access more than 800,000 doctors and medical facilities in our vast database, gathering information that may not be obtained through other life insurance requirements. Turnaround time is shortened because we receive electronic transfer of records from more than 10 copy services. To help you reduce your case management costs, Attending Physician Statements (APSs) can be reflexed from other services such as laboratory testing and call center interviews using voice signature authorizations.
Utilizing ExamOne’s APSs, brokerage agencies save time with our direct billing to the carrier workflow – eliminating the reimbursement process.
*ExamOne requires prior written consent from insurance applicants, which appears in the HIPAA compliant authorization that is part of the insurance application. The authorization must be signed and dated prior to accessing the information.