Identifying the riskiest applicants sooner
Risk Identifier is an innovative tool that draws upon years of historical experience with fully-underwritten applications, using QuestCheck®, our clinical laboratory history product and ScriptCheck®, our prescription history tool. This scoring model produces real-time, health-driven results for life insurance applicants.
With the growing demand for real-time decisions, various models and multiple sources of data have emerged. Risk Identifier uses health history data and allows underwriters to access multiple data products to make decisions instantaneously about whether any additional health results or laboratory testing is necessary.