Risk IQ

The innovative Risk IQ tool assesses risks for life insurance applicants by analyzing an array of medical and demographic data, making insurance underwriting more customized, while improving its efficiency and validity.

Risk IQ draws from more than 140 different variables – ranging from laboratory results to age – to provide a score that ranks a life insurance applicant’s risk for mortality. With this innovative, multi-variate approach, Risk IQ requires less interpretation and medical understanding by underwriters, while giving insurers greater confidence in calculating risk. Further, Risk IQ can shorten the underwriting cycle by helping insurers gain a clearer assessment of laboratory results and determine what additional information is necessary to complete the application process.